by Ana Costa | Mar 21, 2025 | Blog, Mortgage
A portable mortgage can be a game-changer for homebuyers and homeowners, particularly if you’re anticipating changes in your housing needs and require extra flexibility before your term is up. It’s important to be aware that not all mortgages come equipped with this...
by Ana Costa | Mar 7, 2025 | Blog, Homeownership
With rising home prices and increased costs of living, more Canadians are relying on assistance from family and friends to help make homeownership a reality. A recent report from CIBC says that 31% of first-time homebuyers received financial support from family...
by Ana Costa | Feb 21, 2025 | Blog, Homeownership
Planning renovations that make your home more user-friendly and comfortable for your family is exciting. Using home equity to fund these projects may be an excellent financial strategy as you won’t have to tap into savings or take on high-interest debt. Home equity is...
by Ana Costa | Feb 7, 2025 | Blog, Mortgage
There are a number of reasons that could cause you to be turned down for a mortgage. Fortunately, a mortgage co-signer may be the extra boost you need to get you into your own home as soon as possible. The most commonly accepted co-signers are parents or other close...
by Ana Costa | Jan 21, 2025 | Blog
As a homeowner or prospective homebuyer, your mortgage is likely one of the largest financial commitments you’ll ever make. That’s why it’s important to work with a mortgage agent who can offer strategies for you to save money throughout the life of your mortgage....
by Ana Costa | Jan 3, 2025 | Blog, Homeownership
The beginning of a new year offers hope for a fresh start to many aspects of our lives, including our finances. Refinancing your mortgage and putting your home equity to use may be the best way for you to start the new year off right and help build future wealth....
by Ana Costa | Dec 20, 2024 | Blog, Homeownership
For many Canadians, buying a first home is an important milestone that requires careful planning and substantial savings for a down payment in order to achieve. With the rising cost of housing and living expenses, however, saving enough money can feel like an...
by Ana Costa | Dec 6, 2024 | Blog, Mortgage
Planning your mortgage renewal strategy early with your mortgage agent can prove very beneficial. A proactive approach ensures you’re fully prepared to secure the best possible terms and set yourself up for success throughout your next mortgage term. Here are some key...
by Ana Costa | Nov 15, 2024 | Blog, Mortgage
If you’re self-employed, chances are, you’ve found that securing a mortgage can be more complex than it is for salaried individuals. Lenders often scrutinize your income more rigorously, which can prove challenging. This is another great example where a mortgage agent...
by Ana Costa | Nov 1, 2024 | Blog, Finance
As the holidays approach, the excitement of gift-giving, family gatherings and overall festive cheer is often accompanied by the challenge of managing finances. Balancing holiday spending while keeping an eye on your long-term goals can be tricky, but achievable. Here...
