by Ana Costa | Sep 6, 2025 | Blog, Mortgage
Being your own boss definitely comes with benefits, including flexibility, independence and the ability to build something on your own terms. But when you’re buying a home, self-employment can make securing a mortgage more challenging. Traditional lenders often rely...
by Ana Costa | Aug 22, 2025 | Blog, Mortgage
When your mortgage term comes to an end, you’ll face an important decision: Should you renew with your current lender or switch to a new one? While it may seem like a straightforward process, this choice can have a significant impact on your financial future, so it’s...
by Ana Costa | Jul 4, 2025 | Blog, Mortgage
When most people think about accessing their home equity, it’s usually during times of financial stress such as unexpected expenses, job loss or the need for major home repairs. But your equity isn’t just a safety net. It’s also a powerful tool for growth. In other...
by Ana Costa | Jun 20, 2025 | Blog, Mortgage
There’s good news for first-time homebuyers! On May 27th, 2025, the federal government introduced legislation to provide a 100% rebate on the 5% GST (federal portion of HST) for first-time buyers of new or substantially renovated homes up to $1 million – potentially...
by Ana Costa | May 16, 2025 | Blog, Mortgage
When buying a home – especially in competitive markets – it can be tempting to make a “clean” offer (one without conditions) to appeal to the seller. But, be sure to listen to your mortgage agent and always thinking twice before waiving key conditions. These clauses...
by Ana Costa | May 2, 2025 | Blog, Mortgage
Applying for a mortgage can feel overwhelming, especially if you’re a first-time homebuyer, but being prepared helps ensure a much smoother and faster process. Just one missing document can add a lot of time and stress to your homebuying journey. One of the best ways...
