by Ana Costa | Apr 3, 2017 | Blog
After decades of being hidden away in second hand stores, basements and crawl spaces, vinyl, in all its nostalgic glory, is back! Store shelves are being stocked with records (both the oldies as well as the new stuff); and the internet is abuzz with old school “LP”...
by Ana Costa | Mar 28, 2017 | Blog
There’s no doubt that you know the names of the major chartered banks in Canada, it’s hard to avoid them. There’s no need to even list them here, with the millions upon millions they spend in advertising dollars, you know who the are. But how many of...
by Ana Costa | Mar 22, 2017 | Blog, Mortgage
As you may well be aware, the government has recently made changes to the way mortgages are qualified through the Canadian Mortgage and Housing Corporation (CMHC). In short, these changes have made it more expensive for some of the broker channel lenders to fund...
by Ana Costa | Feb 15, 2017 | Blog, Economy, Finance, Mortgage
With all the government changes happening in the mortgage market right now, the good people over at Mortgage Professionals Canada via their online publication Canadian Mortgage Trends just published an interesting couple of articles on their blog. Most recently...
by Ana Costa | Feb 9, 2017 | Blog
If you’ve been following the financial news in Canada lately (or if you read the blog here regularly), you will know that a lot is changing in the world of mortgage financing. Most recently, the Canadian Mortgage and Housing Corporation (CMHC) announced an...
by Ana Costa | Jan 17, 2017 | Announcements, Blog, CMHC, Homeownership
The Canadian Mortgage and Housing Corporation announced this morning that they will be increasing mortgage insurance premiums on March 17th 2017. They were quick to outline that the changes would only amount to roughly a $5 increase per month for borrowers. Which was...
by Ana Costa | Jan 4, 2017 | Blog, Finance
Over the last three years, Canadian financial blogger Sandi Martin from Spring Personal Finance has released a series of posts with her dreams for her clients in each 2015, 2016, and now 2017. It started with finding clarity, then taking ownership, and now the series...
by Ana Costa | Dec 22, 2016 | Blog
by Ana Costa | Nov 22, 2016 | Blog, Homeownership
The Canadian government just released its housing strategy plan, called “What We Heard, Shaping Canada’s National Housing Strategy”. It has been included below in all its 66 page glory, but first here are some of the highlights. Helping those in...
by Ana Costa | Nov 15, 2016 | Announcements, Blog, Economy, Homeownership, Mortgage
Well, after many years of unprecedented low interest rates in Canada, it appears the Canadian government by way of rule changes, and the American government by way of Trump, are impacting mortgage rates. Simply put, the Canadian government has recently made it more...
