by Ana Costa | Jan 7, 2022 | Blog, Homeownership, Mortgage
For its final announcement of the year – on December 8th, 2021 – the Bank of Canada (BoC) maintained its target overnight interest rate at 0.25% with the expectation that a rate hike would occur in the second or third quarter of 2022, possibly in time for the spring...
by Ana Costa | Dec 17, 2021 | Blog, Mortgage
There are times when it makes good financial sense to break your mortgage early. This can include when you choose to take advantage of lower interest rates, pay down debt, renovate or even pay for your kid’s tuition. But, regardless of your reasoning, it’s important...
by Ana Costa | Dec 3, 2021 | Blog, Homeownership
Multigenerational living is more popular than ever before during the current real estate boom as more Canadians pool their resources with parents or grandparents and buy a single property to make homeownership more affordable. Multigenerational homes enable...
by Ana Costa | Nov 19, 2021 | Blog, Finance, Homeownership, Mortgage
If you’re in the market to buy a home and wondering about the first step, start by creating a comprehensive checklist to help navigate the process and ensure you’re prepared for everything that’s involved. One of the items that should appear towards the top of that...
by Ana Costa | Oct 15, 2021 | Blog, Homeownership
Experts are continually weighing in on the age-old debate of whether it makes more sense for Canadians to buy or rent your home. While buying a home in many parts of the country is a tall order, if you can afford it, you’ll be better off financially compared to...
by Ana Costa | Oct 1, 2021 | Blog, Economy, Mortgage
For most people, the pursuit of homeownership is a journey worth taking, but the requirements for making it to the finish line can prove difficult. This holds true during normal circumstances but, in the midst of a global pandemic, the process has become even more...
by Ana Costa | Sep 17, 2021 | Blog, Mortgage
When people say it takes a community to raise a family, a similar mentality can be applied to the importance of surrounding yourself with a team of experts before you begin your homeownership journey. Buying a home is a huge milestone and among the largest...
by Ana Costa | Sep 3, 2021 | Blog, Mortgage
Building a new property from the ground up is an exciting challenge as you get to customize your home based on your family’s specific wants and needs. The building process as well as construction financing is much different than the typical homeownership journey, so...
by Ana Costa | Aug 20, 2021 | Economy, Finance, Homeownership, Mortgage
“OK boomer”. This common, cross-generational catchphrase with a hint of affection and a heap of irony is used by younger generations when speaking to those whose opinions and outlooks are perceived to be out of touch. Just the same, Canada’s boomers (aka Baby Boomers)...
