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You Can Finance Your Home & Cover Reno Costs Together

You Can Finance Your Home & Cover Reno Costs Together

by Ana Costa | Nov 15, 2019 | Blog, Economy, Finance

You Can Finance Your Home & Cover Reno Costs Together You Can Finance Your Home & Cover Reno Costs Together   Buying a move-in ready home isn’t for everyone. In fact, many people fall in love with a house because of, not in spite of, its need for...
Is Your Mortgage Coming Up for Renewal? Be Sure to Negotiate!

Is Your Mortgage Coming Up for Renewal? Be Sure to Negotiate!

by Ana Costa | Sep 6, 2019 | Blog, Economy, Finance, Homeownership, Mortgage

Prior to securing your first mortgage, you considered a number of different factors such as the rate, term, amortization period and other important features. So, before your mortgage reaches its maturity date (in five years or however long it has been set), it’s...
How Does the New First-Time Home Buyer Incentive Program Work?

How Does the New First-Time Home Buyer Incentive Program Work?

by Ana Costa | Aug 16, 2019 | Blog, Economy, Finance, Homeownership, Mortgage

Over the past several years, it has become increasingly difficult for many people, particularly first-timers, to enter the housing market. This is due to a variety of factors, but most notably tighter mortgage rules implemented by the federal government – including...
Up, Down, Change, No Change… What’s Going on with Interest Rates?

Up, Down, Change, No Change… What’s Going on with Interest Rates?

by Ana Costa | Jul 19, 2019 | Blog, Economy, Homeownership

Every six weeks, the Bank of Canada (BoC) meets to decide which direction, if any, interest rates should take. The state of the economy, inflation, household debt and commodity prices are just some of the factors that play a role in this decision.   In order to...
Looking for a Mortgage? You Have Options!

Looking for a Mortgage? You Have Options!

by Ana Costa | Jun 21, 2019 | Economy, Finance, Homeownership

When you’re in the market for a mortgage, it’s important to understand the value of working with an independent mortgage agent who can offer you a full spectrum of solutions catered to your unique needs. Homeownership has become increasingly difficult for many...
In the Middle of a 10 Year Term? You Have Options!

In the Middle of a 10 Year Term? You Have Options!

by Ana Costa | Oct 1, 2018 | Blog, Economy, Mortgage

If you bought a house, or had a mortgage renew roughly five years ago, there’s a chance the struggling economy and the relatively low interest rate environment (at the time) influenced you to “play it safe” and lock in a mortgage term for the next...
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