by Ana Costa | Jan 3, 2025 | Blog, Homeownership
The beginning of a new year offers hope for a fresh start to many aspects of our lives, including our finances. Refinancing your mortgage and putting your home equity to use may be the best way for you to start the new year off right and help build future wealth....
by Ana Costa | Dec 20, 2024 | Blog, Homeownership
For many Canadians, buying a first home is an important milestone that requires careful planning and substantial savings for a down payment in order to achieve. With the rising cost of housing and living expenses, however, saving enough money can feel like an...
by Ana Costa | Oct 18, 2024 | Homeownership, Mortgage
We’re welcoming news of many important mortgage changes coming into effect in the next few months. The latest announcement by the federal government will see mortgage changes rolled out aimed at addressing the housing shortage by supporting the construction of...
by Ana Costa | Oct 4, 2024 | Blog, Homeownership, Mortgage
Homeowners who switch lenders when your mortgage term is up for renewal will no longer be subject to stress-test rules – which add a 2% rate surcharge when qualifying your mortgage – as of November 21st, 2024. This change provides added flexibility so your mortgage...
by Ana Costa | Jul 19, 2024 | Blog, Finance, Homeownership
Saving for a down payment on a home can be challenging but, with careful planning and discipline, this important milestone will become much more easily achievable. Following are 10 helpful tips to get you started on your homeownership journey as soon as possible. 1....
by Ana Costa | Jun 21, 2024 | Blog, Homeownership
Mortgage fraud is a serious issue in Canada that is becoming extremely sophisticated, and can lead to significant financial loss and long-term complications for borrowers. To safeguard against this threat, as a potential homebuyer or mortgage borrower, there are...
