by Ana Costa | Mar 7, 2025 | Blog, Homeownership
With rising home prices and increased costs of living, more Canadians are relying on assistance from family and friends to help make homeownership a reality. A recent report from CIBC says that 31% of first-time homebuyers received financial support from family...
by Ana Costa | Feb 21, 2025 | Blog, Homeownership
Planning renovations that make your home more user-friendly and comfortable for your family is exciting. Using home equity to fund these projects may be an excellent financial strategy as you won’t have to tap into savings or take on high-interest debt. Home equity is...
by Ana Costa | Jan 3, 2025 | Blog, Homeownership
The beginning of a new year offers hope for a fresh start to many aspects of our lives, including our finances. Refinancing your mortgage and putting your home equity to use may be the best way for you to start the new year off right and help build future wealth....
by Ana Costa | Dec 20, 2024 | Blog, Homeownership
For many Canadians, buying a first home is an important milestone that requires careful planning and substantial savings for a down payment in order to achieve. With the rising cost of housing and living expenses, however, saving enough money can feel like an...
by Ana Costa | Oct 18, 2024 | Homeownership, Mortgage
We’re welcoming news of many important mortgage changes coming into effect in the next few months. The latest announcement by the federal government will see mortgage changes rolled out aimed at addressing the housing shortage by supporting the construction of...
by Ana Costa | Oct 4, 2024 | Blog, Homeownership, Mortgage
Homeowners who switch lenders when your mortgage term is up for renewal will no longer be subject to stress-test rules – which add a 2% rate surcharge when qualifying your mortgage – as of November 21st, 2024. This change provides added flexibility so your mortgage...
